halls wrote:we are thinking of providing our sales staffs with laptop. however, one issue we are looking at is theft or damage.
is there any insurance company who insures laptops, celphones and the likes?
please recommend link
thanks in advance.
anything is insurable - the question is "Who will provide the coverage?"
Jen mentioned 2 providers; you can check them out, but let me mention some simple risk managemet thoughts:
- small, mobile equipment are difficult to insure because of the high-risk involved: theft, DDD (dishonesty, disappearence, destruction)
- they lose value immediately, thus, you have to agree or figure-out your limits with your insurer/provider
- if insured, be prepared for high deductibles - this is to protect the insurer and you: you create your own risk management, too
Jen's example of 4k/150k risk is DIRT CHEAP - but please check-out what the terms and conditions are (e.g. deductibles)
.e.